July 23, 2008
CitiFinancial Retail Services Canada
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  Private Label Credit Card

  FEATURES AND BENEFITS
Citi Retail Services private label programs are the intelligent choice for both you and your customers. Loaded with features that will help your customers more effectively manage their financing and afford the items and services they desire. Our comprehensive programs are powerful retail tools designed to move your sales and profits to the next level. You'll want to take advantage of all our programs' useful features and real benefits.

Merchant Features and Benefits
Customer Features and Benefits

 
Private Label Features & Benefits for Retailers
   · Increased sales
· Increased average transaction
· Enhanced loyalty
· POS technology
· Application process is simple and fast
· In-store application
· Internet application
· Variety of marketing and sales tools available
· Merchant services and support
· Training
· Troubleshooting
· Resolving day-to-day issues
· Answering FAQs
· Fast funding - 48 Hour ACH
· Expert customer service
· Strength and stability of working with Citigroup
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Private Label Features & Benefits for Your Customers
   · Fast approvals
· Generous credit lines
· Internet account access (coming soon)
· Expert customer service
· Will not exhaust the credit limits of other credit cards
· More in-store buying power
· Variety of financing programs to meet every
  customer's financing needs
· Protection of the Citigroup Privacy Policy
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